Michigan
Every post about michigan, newest first.
HealthcareHealthy Kids Dental 2026: the October 1 move to Delta Dental
Healthy Kids Dental 2026: from October 1, Delta Dental is the only plan in Michigan. What the dental front desk checks on eligibility, prior auths and care.
HealthcareCOVID vaccine insurance coverage 2026: a practice checklist
ACIP has not met in 2026 and insurers extended their vaccine pledge to 2027. What a Michigan practice checks, payer by payer, before the fall shot is billed.
Service businessesW-2 box 12 code TT: overtime records a Michigan shop keeps
From 2026 employers report qualified overtime on Form W-2, box 12, code TT, with no penalty relief. What a Michigan trades shop tracks before December 31.
Service businessesFake Google business listings: find, report, comment
Fake Google business listings copy real trades and take their calls. How to find and report them, and the FTC proposal published October 1, 2026.
Real estateUAD 3.6 for real estate agents: the new appraisal report
New Fannie Mae and Freddie Mac appraisals switch to UAD 3.6 on November 2, 2026. Which format your deal gets, and what Michigan agents should send.
Real estate2-1 buydown at 7%: what it costs a Michigan seller
With 30-year rates at 7.03%, a 2-1 buydown costs about 2.2% of the price. The arithmetic on metro Detroit medians, the 3% cap, and why it is not a price cut.
HealthcareMichigan medical records fees 2026 and HIPAA's 30-day rule
Michigan's 2026 records fees start at $32.08 and $1.60 a page. What a practice may charge a patient, and the 30-day HIPAA deadline behind a $50,000 settlement.
Service businessesSBA business acquisition rules: selling a trades business
SBA SOP 50 10 8.1 applies from October 1, 2026. What a Michigan trades owner selling to an SBA-financed buyer needs: valuation, 1.25 coverage, seller notes.
Real estateRemove PMI on home value: what Michigan agents tell clients
From September 16, 2026 Fannie Mae servicers may tell homeowners they can drop PMI on today's value. The rules Michigan past clients need: 75%, 80%, two years.