Real estate and mortgage
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MortgageTrigger leads ban: what the GAO found in October 2026
The trigger leads ban took effect in March 2026. On October 6 the GAO reported how few buyers ever used trigger offers. What loan officers should do now.
PricingWhen to reduce the price on a house: metro Detroit data
21.5% of metro Detroit listings had a price cut in September 2026. When to reduce the price on a house, how much, and what the first 10 days tell you.
MortgageShould I lock my mortgage rate? The case at 7.28%
Freddie Mac's 30-year average jumped to 7.28% on October 1, 2026. When a Michigan buyer under contract should lock, what a lock covers, and what breaks one.
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Trigger leads ban: what the GAO found in October 2026
The trigger leads ban took effect in March 2026. On October 6 the GAO reported how few buyers ever used trigger offers. What loan officers should do now.
- Pricing
When to reduce the price on a house: metro Detroit data
21.5% of metro Detroit listings had a price cut in September 2026. When to reduce the price on a house, how much, and what the first 10 days tell you.
- Mortgage
Should I lock my mortgage rate? The case at 7.28%
Freddie Mac's 30-year average jumped to 7.28% on October 1, 2026. When a Michigan buyer under contract should lock, what a lock covers, and what breaks one.
FHAFHA minimum property requirements: the 2026 draft rewrite
FHA's draft of new minimum property requirements drops appliance, roof and attic items. What Michigan agents need to know before feedback closes November 6.
ZillowZillow Preferred lawsuit: what Michigan agents check now
A federal judge let the agents' antitrust case over Zillow Preferred proceed on September 28, 2026. What a Michigan team should check under Rule 321 and RESPA.
MichiganMichigan seller disclosure statement: what agents miss
Michigan's seller disclosure statement must reach the buyer before a binding offer. What listing agents miss, and the two bills that would change the form.
MichiganUAD 3.6 for real estate agents: the new appraisal report
New Fannie Mae and Freddie Mac appraisals switch to UAD 3.6 on November 2, 2026. Which format your deal gets, and what Michigan agents should send.
Michigan2-1 buydown at 7%: what it costs a Michigan seller
With 30-year rates at 7.03%, a 2-1 buydown costs about 2.2% of the price. The arithmetic on metro Detroit medians, the 3% cap, and why it is not a price cut.
Michigan
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MichiganWayne County tax foreclosure auction 2026: an agent's guide
Wayne County's October 2026 tax foreclosure auction opens October 13. What buyers actually get, the quit claim deed, and what former owners can still claim.
- Pricing
When to reduce the price on a house: metro Detroit data
21.5% of metro Detroit listings had a price cut in September 2026. When to reduce the price on a house, how much, and what the first 10 days tell you.
- Mortgage
Should I lock my mortgage rate? The case at 7.28%
Freddie Mac's 30-year average jumped to 7.28% on October 1, 2026. When a Michigan buyer under contract should lock, what a lock covers, and what breaks one.
Mortgage
All 9 in mortgage →- Mortgage
Trigger leads ban: what the GAO found in October 2026
The trigger leads ban took effect in March 2026. On October 6 the GAO reported how few buyers ever used trigger offers. What loan officers should do now.
- Mortgage
Should I lock my mortgage rate? The case at 7.28%
Freddie Mac's 30-year average jumped to 7.28% on October 1, 2026. When a Michigan buyer under contract should lock, what a lock covers, and what breaks one.
- FHA
FHA minimum property requirements: the 2026 draft rewrite
FHA's draft of new minimum property requirements drops appliance, roof and attic items. What Michigan agents need to know before feedback closes November 6.
Buyers
All 5 in buyers →- Mortgage
Should I lock my mortgage rate? The case at 7.28%
Freddie Mac's 30-year average jumped to 7.28% on October 1, 2026. When a Michigan buyer under contract should lock, what a lock covers, and what breaks one.
MichiganVantageScore 4.0 mortgage: what Michigan agents check now
Since September 9, 2026 any Fannie Mae or Freddie Mac lender can score a buyer with VantageScore 4.0. What an agent checks on a preapproval now.
MortgageFed rate hike and mortgage rates: what Michigan agents do
The Fed rate hike on September 16, 2026 came after mortgage rates had already reached 6.95%. What Michigan agents check for buyers under contract.
Listings
All 4 in listings →- Pricing
When to reduce the price on a house: metro Detroit data
21.5% of metro Detroit listings had a price cut in September 2026. When to reduce the price on a house, how much, and what the first 10 days tell you.
- Michigan
UAD 3.6 for real estate agents: the new appraisal report
New Fannie Mae and Freddie Mac appraisals switch to UAD 3.6 on November 2, 2026. Which format your deal gets, and what Michigan agents should send.
ListingsZillow Listing Access Standards: a Michigan agent's guide
Zillow's Listing Access Standards dropped the MLS rule; Realcomp's did not. How a metro Detroit agent times a sign, a Coming Soon or a pre-market listing.
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About this section
Written by Mir, Founder, Analytica Solutions. Every number has a named source; every post says what to do about the problem it describes.