Buyers
Every post about buyers, newest first.
Real estateShould I lock my mortgage rate? The case at 7.28%
Freddie Mac's 30-year average jumped to 7.28% on October 1, 2026. When a Michigan buyer under contract should lock, what a lock covers, and what breaks one.
Real estateVantageScore 4.0 mortgage: what Michigan agents check now
Since September 9, 2026 any Fannie Mae or Freddie Mac lender can score a buyer with VantageScore 4.0. What an agent checks on a preapproval now.
Real estateFed rate hike and mortgage rates: what Michigan agents do
The Fed rate hike on September 16, 2026 came after mortgage rates had already reached 6.95%. What Michigan agents check for buyers under contract.
Real estateMichigan mortgage payment in 2026: the median home at 6.76%
Freddie Mac put the 30-year rate at 6.76% on September 10, 2026. The monthly payment on a median Michigan home at every down payment, tax reset included.
Real estateMichigan property tax uncapping: what a buyer pays
When a Michigan house changes hands the taxable value uncaps to half the sale price the year after. Here is the arithmetic, and what it does to the bill.